Lay-by Terms

Lay-by gives you the option of paying off your watch with 3 equal payments of $238.33 (USD) within a 60 day period once the first payment has been made, you then make a final payment of $30 for our signed and tracked shipping before we send your watch.

Once all 3 payments of $238.33 usd plus shipping of $30 have been made we will ship your watch.

Coupon codes and other offers are not valid with lay-by. 




By buying on lay-by you agree to the terms laid out here below.



Lay-bys are only accepted on watch purchases from our site

  • Full payment is to be made within 60 days from the first payment installment being made to us with a total of 3 payments for the watch and a final payment of $30.

  • You agree to make 3 payments for the White Pointer watch, the remaining payments will be made every 30 days or earlier if you wish once your first installment of $238.33 has been paid.


What you pay

3 payments of $238.33 which totals $715

Plus a final payment of $30 for shipping.

  • The price of your lay-by items will not change after your order has been placed.

  • If the price of your watch goes up in our store you lay-by price will not increase.

  • If the price of your watch goes down in our store the price of your lay-by item will not decrease.

  • At any stage in the lay-by sale you can request the price of the items, how much is still owing and the total amount that you have paid.

Cancelling a lay-by

You can choose to cancel a lay-by at any time. will cancel a lay-by sale if payment is not made in full within 90 days.

  • You will be notified by email of any cancellation.

  • A 15% cancellation fee applies to all lay-bys on money already paid (policy introduced on lay-bys created from 11th June 2018) the full amount that you have paid will be refunded by PayPal, or a store credit, minus the 15% cancellation and restocking fee.


Other Items

  • Lay-bys are considered on a case-by-case basis with consideration given to the availability of the items being purchased and a customer's history with

  • We reserve the right to deny lay-by applications for any reason.lay-by orders are considered final and payments are non-transferable.

  • It is not possible to add or remove items or transfer payments from one order to another.


By making the first installment you agree to the terms laid out above and that you are over 18 years of age.


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 Lay-By Terms


Komrade Watches

PO Box 11135, Palm Beach, 

Papamoa 3151, Tauranga, New Zealand